Treasures in your feets...

Main pic (mine)

I masked and copied a layer with some stones

FORGIVE ME: I didn't remember to capture the moments in wich I did the tatoo. It was made with a liquify stone and the applied on a multiply layer.
Clone tool on stones.

Refined the edges of main stones and put in some brushes and water effects.
Also a overlay layer to coloring the water.

Added again some water effects and a Ocean Ripple effect.
Then blurred some parts of the image and made some minor retouching.

thanks for your time.